Terms and Conditions

These Terms and Conditions govern your use of prythenavix consultation services and website. By engaging our services or accessing our website, you agree to these terms. Please read them carefully before proceeding.

October 27, 2025

Acceptance of Terms

By requesting consultation services, scheduling appointments, or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, you must discontinue use of our services and website immediately.

Definitions

For clarity, the following terms have specific meanings within this agreement:

• Services refers to zero-based budgeting consultation, values assessment, implementation support, and related guidance provided by prythenavix consultants through scheduled sessions, email communication, or other approved channels.
• Client refers to any individual or entity that requests, schedules, or receives consultation services from prythenavix, including those who have submitted inquiry forms or scheduled initial consultations.
• Website refers to all pages, content, and functionality available at prythenavix.com and any associated subdomains or related digital properties operated by prythenavix.
• Personal Information means data collected about clients including contact details, financial information discussed during consultations, and communication records, as described in our Privacy Policy.

Service Usage Terms

Consultation services are provided for informational and guidance purposes related to zero-based budgeting implementation. Services do not constitute financial advice, tax guidance, or recommendations regarding specific financial products. Clients remain solely responsible for their financial decisions and outcomes.

Eligibility

Services are available to individuals aged eighteen years or older who possess legal capacity to enter binding agreements. By engaging our services, you represent that you meet these eligibility requirements.

Consultation services require active participation and commitment.

Client Responsibilities

Clients engaging our consultation services agree to the following responsibilities:

• Provide accurate and complete information during consultation sessions, including honest disclosure of financial circumstances, spending patterns, and relevant factors affecting budget implementation.
• Attend scheduled consultation sessions on time or provide reasonable advance notice of necessary cancellations or rescheduling requests to allow appropriate calendar management.
• Implement budgeting methodologies discussed during consultations with reasonable diligence, understanding that results depend substantially on consistent personal effort and discipline.
• Maintain confidentiality of consultation methodologies, frameworks, and proprietary materials provided during the consultation process, using them solely for personal budgeting purposes.

Prohibited Uses

When using our services or website, you agree not to:

• Misrepresent your identity, provide false information, or impersonate another person during consultation requests or service engagement.
• Use consultation services or information obtained through consultations for commercial purposes, including reselling guidance or incorporating our methodologies into your own commercial offerings without written permission.
• Attempt to gain unauthorized access to our systems, interfere with website functionality, or engage in any activity that disrupts service delivery to other clients.
• Reproduce, distribute, modify, or create derivative works from our consultation materials, website content, or proprietary frameworks without explicit written authorization.
• Use our services or website in any manner that violates applicable Australian laws, regulations, or infringes on the rights of prythenavix or third parties.

Intellectual Property Rights

All content, materials, methodologies, frameworks, and consultation approaches developed and provided by prythenavix remain our exclusive intellectual property. This includes website content, consultation materials, proprietary budgeting frameworks, and related documentation. Clients receive limited, non-exclusive, non-transferable licenses to use materials provided during consultations solely for personal budgeting purposes. No ownership rights transfer through service engagement.

Client Information

Information you provide during consultations, including financial details, personal circumstances, and communication content, remains your property. However, you grant us necessary rights to use this information to provide consultation services effectively.

Privacy and Data Protection

Collection, use, and protection of personal information are governed by our Privacy Policy, which forms an integral part of these Terms and Conditions. By accepting these terms, you also acknowledge and agree to our privacy practices as described in the Privacy Policy. We comply with applicable Australian privacy legislation including the Privacy Act 1988. View Privacy Policy

Service Disclaimers

Important limitations regarding our consultation services:

Limitation of Liability

To the maximum extent permitted by Australian law, prythenavix and its consultants shall not be liable for any indirect, incidental, consequential, or punitive damages arising from service use or inability to use services, including financial losses resulting from budget implementation or decisions made based on consultation guidance.

Indemnification

You agree to indemnify and hold harmless prythenavix, its consultants, and affiliated parties from any claims, damages, losses, or expenses, including legal fees, arising from your use of services, violation of these terms, or infringement of third-party rights.

Dispute Resolution

In the event of disputes arising from these terms or service use:

Governing Law

These Terms and Conditions are governed by the laws of Australia and the specific state in which prythenavix operates. Any legal proceedings shall be conducted in courts of competent jurisdiction within Australia.

Termination

Either party may terminate the consultation relationship at any time with written notice. Upon termination, clients must cease using consultation materials and return or destroy proprietary documents. Sections regarding intellectual property, confidentiality, limitation of liability, and indemnification survive termination.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Material changes will be communicated to active clients via email. Continued use of services after changes become effective constitutes acceptance of modified terms.

Severability

If any provision of these Terms and Conditions is found invalid or unenforceable by a court of competent jurisdiction, the remaining provisions continue in full force and effect. Invalid provisions shall be modified to the minimum extent necessary to make them enforceable.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any written consultation agreements, constitute the entire agreement between prythenavix and clients regarding service use, superseding all prior communications, proposals, or agreements.

Contact Information

For questions about these Terms and Conditions or to discuss service terms, contact us using the following information: